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Homeowner insurance - Additional Coverage

It is important to ensure your insurance coverage is suited to your needs. Don’t hesitate to contact us if you have questions about your level of protection. For a few dollars more, you could get additional coverage that may help you avoid problems:

Water damage
High-value property
Legal Insurance
Self-employed workers
Earthquake



Water damage
In general, your policy provides coverage against water damage of a sudden, accidental and unexpected nature. Some damage, however, may be excluded. Currently the biggest cause of loss in home insurance, water damage has been steadily increasing in the last few years and will continue to be a major problem, according to our experts. Our water damage additional coverage covers a wider range of losses, including sewer backup. We recommend you discuss this with one of our agents to help you determine what would be the best protection for you, if necessary.

For more information on how to prevent water damage on your property: Learn more



High-value property
Certain property types have coverage limits, such as jewellery, fur, collections, works of art, etc. You may consider more extensive coverage.



Legal Insurance
The Legal Insurance coverage offered by National Bank Insurance allows you to exercise your right without the financial burdens that usually result from legal litigations. Learn more



Self-employed workers
An increasing number of people use their own personal property in their professional activities. This coverage provides self-employed workers with more protection for the investments they make for their profession.



Earthquake
The effects of an earthquake on your property and goods can be devastating. In addition to the basic coverage that your home insurance provides for a fire after an earthquake, an extensive protection against this type of natural catastrophe is also available. This additional coverage covers among other things the damage caused to your property and your goods by ground movement, such as avalanches, the collapse and sliding of terrain that could happen following or because of an earthquake.



Combine your automobile and home insurance to get additional discounts, benefits, and exclusive privileges.

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For a home insurance quote, call us at 514 871-7500 or 1-877-871-7500.